Privacy Policy

At NorthBay Savings App, we prioritize your privacy and are committed to ensuring that your personal information is handled with the utmost care. This Privacy Policy outlines how we collect, use, and protect your Personally Identifiable Information (PII) when you visit our website or use our app. Please read it carefully to understand how we manage your data and how we comply with privacy regulations.

What Personal Information Do We Collect?

We value your privacy, which is why we do not collect any Personally Identifiable Information (PII) from visitors who simply browse our site. However, we may collect information when you actively interact with our site, such as when you register for an account, make a purchase, or sign up for our newsletter.

How Do We Use Your Information?

The information we collect is used to enhance your experience with NorthBay Savings App and provide you with the best services. We may use your information to:

  • Process your transactions or membership registration
  • Respond to inquiries or requests
  • Send relevant marketing materials or promotions (with your consent)
  • Improve our app and website functionality

We respect your choices and will only use your data as outlined above.

How Do We Protect Your Information?

Your security is a top priority for us. We do not use vulnerability scanning or malware scanning for sensitive financial information, such as credit card details, because we do not collect payment data. Additionally, we do not use an SSL certificate. While we are committed to your security, we recommend taking standard precautions when entering personal information online.

Do We Use Cookies?

We do not use cookies for tracking purposes. However, you can control cookie settings through your browser’s preferences. Disabling cookies may affect certain features or functionality on our site, but it will not prevent you from accessing most areas of our website.

Third-Party Disclosure

We do not sell, trade, or share your Personally Identifiable Information with third parties, except in certain situations such as:

  • For operational support, like website hosting
  • To comply with legal requirements or enforce our policies

However, we may share non-personal, aggregate visitor information with third parties for marketing or advertising purposes.

California Online Privacy Protection Act (CalOPPA)

As required by CalOPPA, we ensure that:

  • Users can visit our site anonymously
  • We post this Privacy Policy on our homepage
  • You will be notified of any changes to this policy via an update on the Privacy Policy page

Do Not Track Signals

We respect Do Not Track signals and do not plant cookies or use advertising when such signals are detected.

Children’s Privacy (COPPA Compliance)

We do not specifically market to or collect personal information from children under the age of 13, in compliance with the Children’s Online Privacy Protection Act (COPPA).

Fair Information Practices

In the event of a data breach, we will notify you via email within 7 business days, in accordance with the Fair Information Practices.

CAN-SPAM Act Compliance

We comply with the CAN-SPAM Act by:

  • Not using false or misleading subject lines in emails
  • Identifying commercial emails as advertisements
  • Allowing users to opt-out or unsubscribe from email communication easily

If you wish to unsubscribe, please follow the instructions at the bottom of any email, or contact us directly.

Contact Us

If you have any questions or concerns regarding our Privacy Policy, please contact us:

NorthBay Savings App
336 Bon Air Center Road #280
Greenbrae, CA 94904
Email: info@northbaysavingsapp.com

We are here to assist you and address any concerns you may have about your privacy.